Ramakrishna Ramadugu is a researcher, technologist, and thought leader working at the intersection of financial technology, artificial intelligence, and sustainable innovation. With extensive experience in payments systems, cybersecurity, and green technologies, he has contributed to both industry and academia through research, product development, and thought leadership. His current work focuses on leveraging digital platforms to drive behavioral change, particularly in areas like sustainable finance and digital inclusion. Ramakrishna frequently speaks at global conferences and serves as a reviewer for leading technology and policy journals. He is also actively involved in mentoring students and organizing hackathons that nurture leadership and innovation in young minds.