IAREP25: IAREP 2025 TARTU
PROGRAM

Days: Tuesday, June 17th Wednesday, June 18th Thursday, June 19th Friday, June 20th

Tuesday, June 17th

View this program: with abstractssession overviewtalk overview

11:30-11:45Coffee Break
13:15-13:50Lunch Break
19:00-19:30 Opening words

Opening words of the 49th IAREP conference are said by:

  • Conference Chair Leonore Riitsalu and Chief Organizer Roberta Erkmaa, University of Tartu
  • Past President of IAREP Vera Rita de Mello Ferreira and President Elect of IAREP Agata Gąsiorowska
Location: Lossi 25
19:30-21:00 Session 5: I Keynote lecture

Anu Realo is a personality and cross-cultural psychologist, currently a Professor at the University of Warwick and Tallinn University and Visiting Professor at the University of Tartu. She is a member of the Academia Europaea and the Estonian Academy of Sciences. Her research focuses on cultural and individual variation in personality, subjective well-being, and social capital. She has collaborated extensively with researchers across a range of disciplines and cultures and has published numerous articles in peer-reviewed international journals.

Location: Lossi 25
19:30
I Keynote lecture - Unpacking Well-Being: Cross-Cultural and Individual Perspectives
Wednesday, June 18th

View this program: with abstractssession overviewtalk overview

09:00-10:30 Session 6A: Financial well-being
Location: 214
09:00
A Person-Centered Perspective on Financial Well-Being (abstract)
PRESENTER: Marc Aubrey
09:22
One (financial well-being) model fits all? Moving from developed to developing countries (abstract)
PRESENTER: Angela Sorgente
09:44
A Multidimensional Approach to Financial Resilience: Examining the Interplay of Individual, Social, and Contextual Factors (abstract)
PRESENTER: Matteo Robba
10:06
Security, assets and male gender – the keys to higher subjective financial well-being. Evidence from bank data. (abstract)
PRESENTER: Leonore Riitsalu
09:00-10:30 Session 6B: Food choice
Location: 215
09:00
Substituting meat with plant-based alternatives: Linkage of behavioral beliefs and food choice (abstract)
PRESENTER: Eva Hofmann
09:22
Estimation of Mitigation of Environmental Impacts of Plant-Forward Meals versus Similar Meat-based Dishes at Canadian University Campuses (abstract)
PRESENTER: Sunghwan Yi
09:44
Institutional food service perspectives’ on adding more plant-forward dishes to menus: Findings from the survey of post-secondary campus food services across Canada (abstract)
PRESENTER: Sunghwan Yi
10:06
Smart Swaps for a Greener Future: The Impact of Food Swap Recommendations on Sustainable Grocery Shopping (abstract)
PRESENTER: Monika Hartmann
09:00-10:30 Session 6C: Choice experiments & risk
Location: 306
09:00
Loss Distribution in Groups: The Roles of Merit and Veil (abstract)
PRESENTER: Felix Meickmann
09:22
The random thickness of indifference (abstract)
09:44
Positive Feedback Does Change Risk Preferences: Evidence from Early Careers in Real-Risk Competitions (abstract)
10:06
Robots to the Rescue: Reducing Risk-Taking (abstract)
09:00-10:30 Session 6D: Behavioural Insights for Policy in Europe - Scope, Impact & Potential. Session led by European Commission - Joint Research Centre

The role of behavioural insights (BI) for policymaking is both increasing and sometimes hotly debated. This session brings together practitioners to share their experiences in applying behavioural science to policy challenges. The presentations will cover a range of topics, including pandemic preparedness, consumer protection, and environmental sustainability. The session will also focus on how to unlock BI’s full potential for policy, highlighting the importance of interdisciplinary collaboration, early integration in the policymaking process, and actionability and scalability for impact, as well as the value of a more systematic behavioural systems approach.

Location: 307
09:00
A behavioural perspective on pandemic preparedness: a conceptual framework and survey in four European countries (abstract)
09:22
From Insights to Impact: Applying Behavioral Science to Consumer Policy in Denmark (abstract)
09:44
Unlocking the Full Potential of Behavioural Insights in Policymaking (abstract)
10:06
Developing EU harmonised waste sorting labels with behavioural insights (abstract)
10:30-10:50Coffee Break
10:50-12:20 Session 7A: Financial well-being research supported by ERSTE Foundation

ERSTE Foundation and Johan Skytte Institute of Political Studies at the University of Tartu partnered in 3-year academic research project “Human-centred approach for increasing financial well-being of individuals and societies”. As a result, they redefine financial well-being (FWB) as having security, freedom, and pleasure in life, not just wealth. Through rigorous research, they bring a human perspective to banking and policy, and develop evidence-based strategies to enhance individuals' and societies' financial well-being. The research project had three main stages – understanding, assessing and influencing FWB. In this session, key findings from these are presented:

Location: 214
10:50
Can money make you happy? The relationship between overall well-being and financial well-being through a qualitative lens (abstract)
11:12
Designing a holistic financial well-being self-assessment tool: a user-centred approach (abstract)
11:34
A Multidimensional View of Financial Well-being and the Links to Personality: An Explorative Research (abstract)
11:56
Positive effects of mindfulness and personal finance apps on financial wellbeing. Evidence from two online experiments (abstract)
PRESENTER: Ene Tubelt
10:50-12:20 Session 7B: Trust; game theory
Location: 215
10:50
How Control Shapes Trust: An Experimental Evidence of Communal vs. Market Relationships (abstract)
PRESENTER: Maryam Khan
11:12
Modern Slavery and Mistrust (abstract)
PRESENTER: Gewei Cao
11:34
Transparency Laws and Trust: Analyzing Corruption Perceptions in Latin America Through the Lens of the Latinobarómetro 2020 & 2023 (abstract)
11:56
Small talk as a contracting device: trust, cooperative norms, and changing equilibria (abstract)
PRESENTER: Matthew Cashman
10:50-12:20 Session 7C: Investing
Location: 306
10:50
The Effects of Organizational Trust on Investors' Expectations and Allocations (abstract)
PRESENTER: Susan Thorp
11:12
Trading on Hearsay: When Does Cheap Talk Move Asset Prices? (abstract)
PRESENTER: Nilanjan Roy
11:34
Framing effects in hypothetical decisions: a qualitative approach (abstract)
11:56
Women's bargaining power and household stock investment (abstract)
PRESENTER: Gerrit Antonides
10:50-12:20 Session 7D: BI frameworks & sludge
Location: 307
10:50
A transdisciplinary framework for applying behavioral science (abstract)
PRESENTER: Andero Uusberg
11:12
Stuck in the Sludge? An online experiment on the effect of tax complexity on the compliance behaviour of individuals. (abstract)
11:34
Dark Patterns, Dark Nudges, and Sludge in Online Gambling: A Scoping Review and Classification of Deceptive Design Practices (abstract)
PRESENTER: Jack McGarrigle
11:56
Who is Vulnerable to Sludge? (abstract)
PRESENTER: Leonhard Lades
10:50-12:20 Session 7E: Polarization, conspiracy, unfairness & pro-social behaviour
Location: 305
10:50
Are there economic consequences of political polarization? Measuring intergroup and intragroup polarization with consumer expectations (abstract)
PRESENTER: Edda Claus
11:12
Institutional rules and unfair rule enforcement (abstract)
PRESENTER: Matthias Kasper
11:34
We are all in the same boat: How personal sense of social responsibility fuels collective action for social equality (abstract)
PRESENTER: József Pántya
11:56
Stimulating motivation to increase financial donations to the cultural sector (abstract)
12:20-13:10Lunch Break
13:10-14:40 Session 8A: Consumer behaviour
Location: 215
13:10
Bored into buying – does boredom push us into making more excessive purchases in real live? (abstract)
13:32
Convenience at a Cost? The Impact of Buy Now, Pay Later Schemes on Compulsive Buying Behaviour in Germany (abstract)
PRESENTER: Sorin Thode
13:54
Compensatory evaluation of dimension differences in multi-attribute decision making: the problem of incommensurable dimensions (abstract)
PRESENTER: Rob Ranyard
14:16
Steaks, Salads, and Seduction: Food Choices Flirt with Gender Norms in Mating Contexts (abstract)
13:10-14:40 Session 8B: Financial behaviour
Location: 214
13:10
Navigating Uncertainty: The Role of Income Volatility in Temporal Discounting and Financial Stress Over Time (abstract)
13:28
Are Younger Cohorts More Present-Biased? An Analysis of Future-Oriented Spending (abstract)
PRESENTER: Jessie Fan
13:46
Private beliefs of inflation and psychological traits. Learning-to-forecast exercise results. (abstract)
14:04
Consumer Behavior in Financial Services: The Interplay of Perceived Discrimination, Trust, and Advisory Relationships (abstract)
PRESENTER: Miranda Reiter
14:22
Psychological Characteristics Influencing Financial Behavior - A Review and Research Agenda (abstract)
PRESENTER: Pia Rosenthal
13:10-14:40 Session 8C: BI applied in the UK, Latin America, Estonia and Finland
Location: 307
13:10
Using behavioural insights to help keep people safe online (abstract)
PRESENTER: Amy Hume
13:28
Through the ‘backdoor’? – Economic psychology in early initiatives in public sectors of Brazil (abstract)
13:46
Consolidating Behavioral Science in Latin America: The Latin American Behavioral Science Conference - A side event at G20 2024 (abstract)
14:04
Experimentation in times of crises: navigating the paradoxes (abstract)
PRESENTER: Kerli Onno
14:22
CINCONECTE: Building a Collaborative Network to Advance Behavioral Science in the Brazilian Public Sector (abstract)
13:10-14:40 Session 8D: Emotions & loss aversion
Location: 306
13:10
Attachment Insecurities as Predictors of Market Mindset: A Correlational and Longitudinal Approach (abstract)
PRESENTER: Emrullah Ecer
13:28
Appeasing Envy and Relieving Guilt: When Inequality Does not Hurt (abstract)
13:46
Effects of mindfulness-based attention training on bounded rationality in policy-like decision-making: field experiment design (abstract)
14:04
Warmth and Competence in Human-AI Agent Interactions (abstract)
PRESENTER: Katarzyna Samson
14:22
Are World Leaders Loss Averse? (abstract)
PRESENTER: Matthew Rablen
15:30-17:00 Session 9: II Keynote lecture

IAREP Kahneman Keynote Lecturer Liam Delaney is Professor and Head of the Department of Psychological and Behavioural Science at LSE. His career spans economics, psychology, and public policy. From 2017-2020, he was Professor of Economics at University College Dublin, leading the MSc in Behavioural Economics and Geary Institute Experimental Lab. He previously led Stirling’s Behavioural Science Centre. A Fulbright Fellow at Princeton and MSCA fellow, he has published extensively on mental health and economic outcomes and developed a widely used framework for integrating ethical considerations into behavioural science applications.

Location: Ujula 98
15:30
II Keynote lecture - Kahneman Lecture - Positioning economic psychology in the emerging behavioral public policy field
Thursday, June 19th

View this program: with abstractssession overviewtalk overview

09:00-10:30 Session 10: III Keynote lecture - Understanding and shaping online decision-making

Elisabeth Costa is the Chief of Innovation and Partnerships at the Behavioural Insights Team. Elisabeth leads global efforts for building new, long-term partnerships and collaborations across the team, as well as developing BIT’s emerging areas of expertise and service offers. Her particular expertise is economic policy and digital markets. Elisabeth is currently a Senior Visiting Fellow at the London School of Economics in the Department of Psychological and Behavioural Science. Prior to joining the Behavioural Insights Team, Elisabeth held senior roles at the Australian Treasury and completed her postgraduate studies at Harvard Law School.

09:00
III Keynote lecture - Understanding and shaping online decision-making
10:30-11:00Coffee Break
11:00-12:30 Session 11A: Ethics; inequality
Location: 215
11:00
Investigating Costly Third-Party Interventions: How Prosocial Are They? (abstract)
11:18
Relational Capital, Disgust Sensitivity and Entrepreneurship (abstract)
11:36
Construct validity and mechanistic extrapolation in the psychology of poverty (abstract)
11:54
Individual and geographical variation in economic preferences (abstract)
12:12
Behavioural interventions increase payment morale in an honour system: Evidence from a large-scale field experiment in Austria (abstract)
PRESENTER: Matthias Kasper
11:00-12:30 Session 11B: Financial literacy & goals
Location: 214
11:00
From Education to AI: Testing Interventions to Increase Savings Behavior in Young Adults (abstract)
PRESENTER: Nikola Erceg
11:18
Do people have financial goals and how do they set them? (abstract)
PRESENTER: Thomas Post
11:36
Language and gender differences in financial literacy (abstract)
PRESENTER: Andrzej Cwynar
11:54
Motives for spending and saving, and the use of mental accounting in digital banks (abstract)
PRESENTER: Mette M. Seldal
12:12
Spending and Borrowing at Christmas: The Role of Materialism, Gift Motivation, and Gift Anxiety (abstract)
PRESENTER: Ellen K. Nyhus
11:00-12:30 Session 11C: Health, culture
Location: 306
11:00
On the role of personality traits in shaping responses to physician payment systems (abstract)
11:22
Cultivating culture: How cultural participation shapes future demand (abstract)
11:44
The creator effect: Testing how knowledge of the production mode influences handicrafts evaluation (abstract)
12:06
Nudging Public Health: An Overview of Reviews (abstract)
11:00-12:30 Session 11D: Workshop We Know the World is Hard: How Do We Avoid ‘Dumb’ Behavioural Public Policy?, led by Monash University

We invite behavioural insights practitioners (and interested researchers) who engage with complexity, systems and systems change in their work to an interactive, facilitated session. We will summarise and explore the relevance of current issues and criticisms re: behaviour and systems, discuss your experience of the tensions and synergies raised, explore participants' practical work around and solutions, and document knowledge, action and capability gaps. We will share some reflections from Australian BSci practitioners and researchers as part of the session. (Abstract & Session Outline Linked).

Location: 307
11:00
We Know the World is Hard: How Do We Avoid ‘Dumb’ Behavioural Public Policy?* (abstract)
PRESENTER: Stefan Kaufman
11:18
Ibid (abstract)
11:36
Ibid (abstract)
11:54
Ibid (abstract)
12:12
Ibid (abstract)
12:30-14:00Lunch Break
12:30-14:00 Session 12: Poster session
A Prolific source of behavioral data: Using online panels to collect data on sleeping behavior with self-reports and wearable activity trackers (abstract)
PRESENTER: Lili Kókai
Prosocial but Powerless: The Struggle to Persuade and Lead for Ethical Goals (abstract)
PRESENTER: Petr Houdek
Linguistic Entrepreneurship and Well-Being Revisited: The emotional challenges of Business English students and teachers. (abstract)
The Czech Investment Puzzle: Understanding Stock Market Reluctance (abstract)
Cognitive asymmetry: How emotions and authority in mass and media communication shape perception in a world of polycrises (abstract)
14:00-15:30 Session 13A: Well-being
Location: 307
14:00
Happiness as an End Goal: The Valuation of Happiness Among Top University Students (abstract)
14:18
Children’s reward decisions and justice perceptions: The role of effort and resource accessibility (abstract)
14:36
Can Social Epidemics be Reversed? An Experimental Test of the Overturning Principle (abstract)
14:54
Personal Dispositions and Professional Identification as Predictors of Satisfaction and Career Plans of Psychology Students (abstract)
15:12
Poverty as a Restriction on Freedom: Psychological Reactance, Well-Being, and Economic Decision-Making. (abstract)
14:00-15:30 Session 13B: Environment
Location: 306
14:00
Pro-Environmental Attitudes Correlated with Personality Traits More Strongly Than Typical Single-Method Studies Suggest: A Large Multi-Rater, Multi-Trait, Multi-Sample Study (abstract)
PRESENTER: Katarina Kliit
14:22
Collective Illusions in Climate Attitudes Between Farmers and the General Public (abstract)
PRESENTER: Lucie Martin
14:44
The Impact of Knowledge on Sustainability Behavior: Evidence from University Students (abstract)
PRESENTER: Rachel Calipha
15:06
Framing emissions: health and environmental narratives. A study on public approval of a driving charge. (abstract)
PRESENTER: Jayne Brown
14:00-15:30 Session 13C: Pension; gambling
Location: 214
14:00
Enhancing Pension Engagement: The Impact of Visuals and Interactivity (abstract)
PRESENTER: Kristian Pentus
14:22
Reaching Financial Independence: Smart Decisions or Privilege? (abstract)
PRESENTER: Janek Kretschmer
14:44
Effects of inducements on sports gambling and decision-errors: An experimental study (abstract)
15:06
Egoistic Altruism: Framing Pension Contributions as Donations to Your Future Self (abstract)
PRESENTER: Heidi Reinson
14:00-15:30 Session 13D: Tax
Location: 215
14:00
Why Don’t Donors Deduct? Behavioral Barriers to Tax Incentives in Charitable Giving (abstract)
14:22
Don’t worry, it’s deductible: are accountants myopic tax shelterers, or Phishermen phising clients for Phools? (abstract)
PRESENTER: Wim Daems
14:44
Drivers of Support for Commuter Tax Allowance Reforms – Distributional Aspects, Environmental Concerns or Own Financial Interests? (abstract)
PRESENTER: Eva Hümmecke
15:06
Uncovering Sensitivity of Tax Evasion: A Combined Vignette and List Experimental Approach (abstract)
Friday, June 20th

View this program: with abstractssession overviewtalk overview

09:00-10:30 Session 15A: Price perception & preference; meaning of money
Location: 215
09:00
Checkout-Free Shopping and its Effect on Payment Transparency, Price Perception, and Price Recall (abstract)
PRESENTER: Erik Hoelzl
09:22
A Conceptual Framework for Consumers’ Reactions to Dynamic Pricing (abstract)
PRESENTER: Laura Schenk
09:44
Preferences Regarding Price-based versus Regulatory Policies and Their Determinants (abstract)
PRESENTER: Leonie Matejko
10:06
The psychological meaning of money in jail: a study among inmates with gambling or substance use disorders (abstract)
PRESENTER: Edoardo Lozza
09:00-10:30 Session 15B: Energy & climate
Chair:
Location: 306
09:00
Removing Behavioral Barriers to Energy Renovation - A Discrete Choice Experiment (abstract)
PRESENTER: Samy Zitouni
09:22
ECONOMIC SHIFTS IN EUROPE: THE ENERGY MARKET’S RESPONSE TO THE RUSSIA-UKRAINE CONFLICT (abstract)
PRESENTER: Reza Kheirandish
09:44
Exploring the benefits of default options for reducing digital waste (abstract)
09:00-10:30 Session 15C: Credit & insurance
Location: 214
09:00
What Matters for Consumer Credit Choice? Evidence from the Philippine Digital Credit Market (abstract)
09:22
From Friends to Finances: analysing high-risk loans in social media (abstract)
PRESENTER: Kristjan Pulk
09:44
Psychological Barriers to Early Debt Advice-Seeking (abstract)
PRESENTER: Ilias Lambrou
10:06
Unemployment Insurance and Job Search Behaviour: Evidence from Natural Experiments in Estonia (abstract)
PRESENTER: Andres Võrk
09:00-10:30 Session 15D: Work, work-life balance & productivity
Chair:
Location: 307
09:00
Returning to Work 40 Days After Giving Birth: Cognitive Function in Working Mothers – The Case of Mexico (abstract)
09:22
Impact of Caregiving Workload and Leisure Time on Women's Mental Health: A Gender and Socioeconomic Perspective (abstract)
09:44
Balancing Face-to-Face and Virtual Teamwork to Enhance (Proactive) Motivation (abstract)
10:30-11:00Coffee Break
11:00-12:30 Session 16: IV Keynote lecture - Might artificial intelligence enhance natural stupidity?

Jaan Aru is an associate professor at the University of Tartu working on neuroscience, artificial intelligence, and the effect of technology on the human mind. He has published over 50 international scientific articles and two national bestsellers about the brain and creativity. For his efforts in popularizing science, he has received the national science communication prize in Estonia, twice. In 2019 he was awarded the Young Scientist Prize from the President of Estonia. In 2024 he received the Estonian National Research Award.

Location: W. Struve 1
11:00
IV Keynote lecture - Might artificial intelligence enhance natural stupidity?
12:35-13:15Lunch Break